The Worst Expenses You Can Make in Your 18's

At 18 years old we are making decisions that impact not only our present but also our future, which is why I have decided to create a list of four things that you should not spend on at this age since these expenses can destroy not only your finances but also your life these are lessons that I have learned along my path and my intention is to save you from the mistakes that I myself made or that I saw other people make so the first expense that you should avoid at 18 years old is luxuries imagine the following you just got your first job and You decide to start saving to buy those designer tennis shoes that you long for and after several months of extreme savings you achieve it, however, the day you decide to wear them you go out with your friends in an environment of people with many luxuries and deep down you know that something is wrong. It fits since those people did not spend months of their salary just to buy a pair of tennis shoes, they do have the ability to buy that And many other things while you worked and saved months just to be able to purchase them Well, this is my story At 18 years I was obsessed with Los luxuries the newest cell phone the most expensive tennis shoes or the luxury brands And deep down people always see what is lacking in my house all these things seemed unattainable to the point that talking about them was even disrespectful so When I started earning money my first impulse was I was going to buy everything I could never have. So after helping out at home I decided to save everything I had left and buy some simple luxury tennis shoes that at that time for me were the representation of success and when I finally was able to buy them and put them on For the first time to go out I had a strong revelation. I remember being at a table in a club with my friends when in my mind the only thing I could hear was, I'm a fake, I'm here spending money that I don't have enough because I also saved weeks to fit in on these outings and with some sneakers that took me months to buy and all this Just to project a false image to others Dave ramsey has a great quote that says we buy things we don't need with money we don't have to impress people we don't care about and that was me a young man so insecure that required brands to make him feel valuable, someone who sought external approval rather than internal approval and who preferred to appear rather than be, and buying branded tennis shoes can sound like something exciting, it is easy to fall into this idea that by spending on this type of expensive things you are moving up a level as if by doing so you were acquiring additional value. But the reality is that buying something new is never going to give you peace of mind, but having that money saved will. True luxury is not about accumulating brands, it is about living with assurance that you are fine that you have options and that the money is there for you when you need it, there is always another brand or another more expensive product that we can buy. We start out wanting an Apple watch, then a Cartier, then a Rolex, and at some point it becomes unsustainable because you are running a race. in which you will never reach the goal And that is where you realize that the problem is not the watch or the tennis shoes, the problem is in that constant search to fill something inside you with external things, sometimes that impulse to buy a luxury has nothing to do with the product and a lot has to do with how we perceive ourselves, we want to impress others who see us and validate us because internally we do n't value ourselves enough. I'm not saying that you shouldn't treat yourself from time to time, but the important thing is to do it from a point of view. plenitude and not lack both financially and mentally Luxuries are bought with what is left over not with what is missing an object will never change who you are and true luxury is knowing that you have control over your time, decisions and emotions while at the same time knowing that you do not you are buying to fit With others buy the luxuries you want when their cost is not important to you and especially when you do not need them to receive the approval of others. Remember if you are nobody without luxuries then you should not have them now well the second expense you should to avoid at 18 years old are vices and I know at this age they are part of social life but ask yourself, do you really need that big bottle in the club, the most expensive cigarette or the fashionable vice and the fact is that many times these expenses are not even for to enjoy but to demonstrate something to others, currently on social networks there is an abundance of content about spending enormous amounts of money in restaurants or social clubs and this can give us a false image of success because it makes us think that this is what true happiness looks like and Although it may seem Ridiculous at this age, many of us fall into this cycle. I myself spent weeks just to be able to attend the parties and came back each time with my account at zero until I realized that all this was not really carrying me or helping me move forward when you spend to fit in instead of enjoy you are losing control Not only of your money but also of your life, if you ask yourself, is it really worth staying at zero for a night of appearances? Also, something that no one tells you is that these habits can end up affecting you much more than you think. You start with alcohol later. smoking then other things and what started as a distraction can become a dependency. There is a big difference between enjoying your present and ruining your future and every time you spend on vices of this type you are investing in a negative sum game, these substances only make you give a momentary relief but then comes the downturn the side effects and the true cost that you pay not only in money but also in health what you have to understand at this point There are several things number one never spend to impress others because most of the time They are not even realizing it number two you do not need the most expensive thing or the most expensive bottle or the best restaurant Enjoy what you have while working for what you want and spend only what you can afford number three not all outings or events have to be expensive a good night will never depend on the price but rather the company and if the night is not good without vices maybe you are in the wrong place number four if the output exceeds your income Think twice Since in the long term these expenses harm you remember to enjoy but always with measure and Number five, avoid the ladder of vices because going from one thing to another can lead you to lose much more than you imagine. And I know, I know that at this age, vices are part of everyday life, but I only ask you two things, first, do it responsibly. No destroy your life and your finances just to show off or fit in. Remember that those who truly appreciate you do not value that about you. Never go overboard one night will never be worth a lifetime and secondly, not everything is worth some expenses or vices. There is simply no Never do them no matter how much money you have or how much pressure there is around you, be faithful to your principles and do not fall into provocations, although up to this point I experienced the first two mistakes partially firsthand, the next two were not part of my path of life but I have seen many people lose everything for them and if you reached this part of the video comment on the eye emoji to declare that you will never make these mistakes the third expense that you should avoid at 18 years old is luck and that is to talk Betting may sound exciting but the dark side of this world is that it is completely designed to trap you and make you lose everything you have in this world. There are two major branches: sports betting and casinos. And although each one has its own style, they both play. with your emotions and manipulate your perception of The reality is that the betting system is created to trap you. If you look closely, the design of these platforms is made to give you an illusion of control. Since the 2020 pandemic, these types of platforms have had exponential growth, offering absurd bonuses for registering, such as doubling your bets. deposits everything so that you think you have a chance to win but in reality the system is made so that in the end you always lose no business is created to lose money and if someone can double everything you invest it is because they are sure that you are going to lose it in each bet you are putting your money in the illusion of luck but the long-term probabilities are never on your side, on the other hand in a casino the manipulation is even more direct everything is done so that you continue betting the free drinks the cheap food the absence of windows and clocks everything is a strategy to make you forget about time and how much you are spending in the end the house always wins only a minimum number of players manages to be profitable but for the majority the losses only accumulate until they are unsustainable the problem is not go to these places or bet some money on The problem is falling into the trap of luck and that is that chance creates one in your body that every time you win that momentary victory it gives you an illusion of control that releases dopamine in your brain making it highly addictive this reaction drives our brain crazy because he begins to chase that prize with more and more eagerness. But at the end of the day our finances are something extremely important to leave them to chance. The problem is not betting a little money, it is that you make it a habit. The problem is not going to the casino. but believe that you can beat him to the house no matter how much advertising you see on networks No matter how many betting groups you know, there is no quick and safe easy money because if the money is quick and safe it will never be easy if the money is safe and easy it will never be quick and if the money It is easy and fast, it will never be safe. Finally, the fourth and worst expense you can make at 18 years old is on adult entertainment and I am talking about any type, both physical and digital. This is a very sensitive topic because it exploits our human need for connection and vulnerability. emotional but when it comes to spending on this the reality is even worse than it seems to begin with This is a terrible industry where most of the people involved are not there of their own free will as men we tend to have a higher sexual energy than women but spending money on this is paying for an illusion of attention or affection you buy an image or a moment of closeness that appeals to an emotional need But how real is what you receive is not true love or affection it is just an unreal projection that has a monetary cost if by getting involved in these places or By consuming this type of content you expose yourself to several risks that ranging from physicists to psychologists, it has been more than studied that there is a serious emotional and health impact that in the long term cannot be ignored, from health and safety problems to irreparable damage to your brain. These spaces are made to satisfy immediate desires. But the consequences tend to stay forever And you may not spend money on these platforms but the frequent consumption of this content and the visit to places of this nature has its own costs, not only monetary but also mental, as Victor Franklin already said in 1946 when he wrote the man who you cannot find happiness you distract yourself with pleasure and this type of content is a distorted version of reality curiosity is natural but the constant consumption of this type of content creates unrealistic expectations atrophies your mind and shapes your expectations of real life which generates a deep disconnection from your reality and from your relationships. I would like to tell you that balance is the key but in my experience there are things in this life that it is better to never be a part of and all these expenses have something in common they represent decisions in which you choose To dedicate your resources, be it time or money, to something that promises immediate satisfaction, but each of these selections brings with it an opportunity cost. To choose is to give up, and every time you decide to spend or do one of these immediate pleasures, you are giving up another potential investment at a later date. growth opportunity or something that could bring you closer to your long-term goals, think that that money that you want to spend so much on any of these four mistakes can be used for something that really boosts your future, such as learning a skill, starting a business or even starting to invest. spending is not bad, the important thing is to recognize what you are Letting go and understanding that spending means giving up another opportunity. The key is to make the decisions that bring you closer to the life you really aspire to and not to let yourself be carried away only by immediate pleasure. Each peso you invest is an impulse forward while each expense without purpose It is a step backwards the problem is not wanting to buy luxury tennis shoes it is buying them to show off the problem is not buying a good bottle it is depending on that stimulus the problem is not going to the casino it is believing that it is your path to wealth and the problem is not wanting to live with someone, it's falling in a commercial fantasy So the next time you are about to make a purchase or decide How to spend your time ask yourself what I am gaining and above all what I am giving up And if now you want to watch a video about the things you do have to do At 18 I leave you this video here